Dear Grumpy Realtor,
I’m having a tough time finding a decent rent-to-own property. Is that still a thing?
Katy in Round Rock

Dear Katy,
If by “thing” you mean a pain in the rear for the seller, then yes; there are a few rent-to-own places on the market. The inherent problem with RTO is that it’s a huge risk for the seller since, no offense, the buyer/renter usually doesn’t have the best credit rating. To offset this, the seller will usually ask for a huge down payment and fairly large monthly payments. So, you could wind up paying more than if you just bought a house through the usual channels.